Welcome Founders, CEOs, CFOs and Finance Professionals..!

Private Credit could be the Smartest Decision You Make for Your Business in 2025.

Discover how SMEs and mid-market companies are unlocking flexible, non-dilutive capital to scale, buy out partners, and take control of their future—without selling equity.

Scaling is harder than ever — but Equity isn’t always the answer

Let’s be honest: growth isn’t just about revenue anymore.

It’s about control. Optionality. Navigating macro shifts.

And most of all—it’s about capital. But here’s the kicker…

“We’re not big enough for private equity.”
“The bank won’t lend without a personal guarantee.”
“We don’t want to raise another round and dilute more.”

We hear this every day. And we built this handbook for founders and CFOs just like you.

If you’re stuck between raising expensive equity or stalling your growth… there’s a third path.

Private credit is more flexible, faster, and designed for operators who need capital that matches their ambition.

What you will Learn from the Handbook


This isn’t theory. It’s strategy.

We built this guide from the ground up with one goal: to help you grow without giving up what you’ve built.

Here’s what’s inside:

✅ The Five Private Credit Options Every Mid-Market Company Should Know (And when to use each—based on your business model, growth stage, and capital needs.)

✅ How to Use Debt to Drive Growth Without Breaking the Business. Real frameworks for using capital to scale, not sink.

✅ How to Prepare Your Company for Private Credit Investment. Lenders care about different things than equity investors. We show you how to position for success.

✅ Case Studies from Founder-Led Companies. Growth, partner buyouts, global expansion, even cash-out recapitalisations—all powered by smart debt.

✅ 2025 Market Forecast. What’s coming for the private credit landscape and and how to get ahead of tightening terms and shifting rates.

You Don’t Just Need Capital—You Need the Right Capital Partner


At Klar Capital, we’re not just credit matchmakers.

We’re capital advisors with deep private markets expertise.

We’ve worked across every angle of a transaction—on the investor side, the founder side, and the strategy side.

So when you download this handbook, you’re not just getting generic tips…

You're getting the playbook we use to help real companies unlock $5M to $100M+ in flexible capital—often in weeks, not months.

This guide is the first step to understanding what the smartest founders already know:

That private credit isn’t just an option—it’s a competitive edge.

This is for CEOs Thinking Two Steps Ahead
(and CFOs who are Tired of Playing Defence)

If any of this sounds like you, you’re in the right place:

"We want to grow fast, but can’t afford to wait on a capital raise."

"I need to buy out a co-founder, but I don’t want to drain cash."

"We’re making money… but we’re still stuck with legacy bank restrictions."

Sound familiar?

This handbook helps you:

✔ Break down your financing options without financial jargon

✔ Compare private credit types and use cases in plain language

✔ Build confidence to engage with lenders on your terms

✔ Stay ahead of the 2025 credit curve

It’s practical. It’s strategic. And it’s written for operators like you.

Built by Former Investment Bankers. Backed by Real Results.

We created Klar Capital to bring Wall Street-level insight to mid-sized companies that need real-world financing strategies—not cookie-cutter term sheets.

Our team has over 30 years of experience advising and structuring transactions for:

  • High-growth businesses in transition

  • Family-owned firms navigating succession

  • Founder-led companies seeking scale or exit

  • Companies facing tough cap table dynamics


When it comes to debt, you’re not just dealing with numbers. You’re dealing with long-term risk, opportunity cost, and decision-making under uncertainty.

That’s why this handbook follows the same principles we apply when advising clients:
📌 Clear.
📌 Strategic.
📌 Tailored to outcomes.

The Companies that Win in 2025 Will Already Know What’s Inside this Guide

Let’s be real—2025 isn’t shaping up to be an easy year.

The cost of capital is changing. Lenders are choosier. And growth is harder to finance without leverage.

Founders who understand private credit now will have an unfair advantage later.

This isn’t just about raising capital.

It’s about preparing your company to win—before your competitors figure it out.

Don’t let this opportunity pass you by.

You deserve capital that works for your business, not against it.